Daily Brief – Economics 101

Humphrey Percy
Chairman and Founder
Fri 20 Mar 2026

Economics 101

On Tuesday evening earlier this week in a well signposted speech – no surprises on this occasion-UK Chancellor Reeves delivered the annual banking and business Mais lecture at the Bayes Business School part of City, University of London. We say well signposted since Chancellor Reeves has been espousing closer ties with the EU for some months. As ever, the pre-conditions to making substantial progress on this aim which include allowing free movement of people which is the equivalent of a political Dodo i.e. it will never fly, rejoining the single market and paying large amounts of money which the UK does not have, were brushed aside as she stated that re-joining the EU was not on the table. The second plank of her speech was a push for AI and innovation – again a well-rehearsed aim which requires investment, investment incentives, and confidence all of which do not sit with the UK tax regime in general and the Chancellor’s recent tax measures in particular. The third strand to the Chancellor’s lecture which was more radical is the proposition of giving more power to the regions with a permanent transfer of power by them taking control over some tax revenues such as income tax. If this was a sop to next Labour PM hopeful Manchester Prince over the Water Andy Burnham, the real case of bankrupt Birmingham and the economic and political ambitions of London’s Mayor Khan should serve as fair warnings of what that might entail for the future fortunes of the already over-taxed and cash strapped UK. In summary, there is somewhat of a gulf between Chancellor Reeves and the economics of the real and deliverable world.

GBP/USD 1.3406.

Central Banks

It has begun to look as if this year’s agenda of 1 or 2 further interest rate cuts by the major Central Banks is either off or has been pushed further out while the current energy price rises, increases in freight rates and spikes in fertilizer are absorbed into the world’s economy. The subtext is that depending on how long what POTUS describes as a glitch continues, this may mark the base of the rate cycle. Accused of being too slow to react to the last bout of inflation, the world’s Central Banks will want to be seen to be rather more fleet of foot than in 2022. With Brent Oil at over USD 110 and likely to move higher from here given the most recent attacks on the oil fields, the markets’ hopes of a short war have receded at the end of the third week since the outbreak on March 1.

EUR/GBP 0.8629.

Made in Switzerland

The gold standard marque of quality Made in Switzerland may be under threat according to Swatch CEO Nick Hayek, who is so concerned about the strength of the Swiss Franc that he fears that Switzerland is going to become too expensive to manufacture goods and that Swiss companies will have to outsource to cheaper and by implication more inferior plants in lower cost countries. Swatch also owns Tissot, Longines, and Omega and the Swiss Franc at an 11 year high against the Euro is just making all Swiss manufactured goods too dear internationally.

EUR/CHF 0.902.

Swansea City FC

In case it has passed you by, American rapper Snoop Dogg has become the co-owner of Swansea City Football Club. If that is not sufficiently improbable, Snoop Dogg wants to jazz up Swansea and turn it into a Welsh Las Vegas. It is fair to say that many in Swansea are resisting such a metamorphosis despite Snoop Dogg insisting that he just wants to bring some fun to Swansea. Stand by for the Swansea Strip, the Swansea Sands and the Swansea Caesar’s Palace.

EUR/USD 1.1527.

Metal Guru

This day in 1977 pop pixie and T Rex frontman Marc Bolan led the lads out onto the stage of the Locarno in Portsmouth, UK and performed their last UK gig. Almost exactly 6 months later on 16-09-77 Marc Bolan lost his life when the Mini in which he was being driven crashed into a tree on Putney Common SW London in the early hours of the morning. 49 years later T Rex’s music lives on like a silver studded saber-toothed dream.

Whoa-oh, yeah
Metal guru, is it you?
Metal guru, is it you?
Sitting there in your armour plated chair oh yeah
Metal guru, is it true?
Metal guru, is it true?
All alone without a telephone oh yeah

Metal guru could it be you’re gonna bring my baby to me?
She’ll be wild you know, a rock ‘n’ roll child, oh yeah

Metal guru has it been
Just like a silver-studded saber-toothed dream
I’ll be clean you know, pollution machine

Metal guru, is it you?

Have A Great Weekend!

Discussion and Analysis by Humphrey Percy, Chairman and Founder

Click Here to Subscribe to the SGM-FX Newsletter

Related Insights

    Get news and insights, delivered directly

    Start your day with a sharp, concise and relevant financial briefing from our team of experts.





    Stay ahead of the curve and get your daily briefings direct to your inbox. By signing up, you agree to our terms & conditions.