Our Story & The Difference

SGM-FX is an independent company combining unrivalled personal service with professional and informative account management.


Our independence allows us to source the best exchange rates whilst allowing us complete flexibility in the way your account is managed and priced.


We pride ourselves on our capability to individually tailor our service to the needs of our clients, meaning you not only save money by means of excellent exchange rates and a relevant risk management structure, you also save time.


Your account manager will listen to your individual requirements, your restrictions and your timeframes and will devise a unique trading strategy to suit you. By knowing your business and your long term foreign exchange needs (whether it be supplier schedules or mortgage payments), together we can build a structure to work towards your targets whilst keeping you free to continue with your primary duties.


SGM-FX does not pay to advertise. The benefits of this philosophy are smaller overheads and our responsibility to gain client referrals.


Smaller overheads mean better value to our customers. Advertising can be extremely expensive and by not paying these overheads, we can increase the value of your exchange rate.


In the absence of advertising to gain new customers, the responsibility to gain referrals from existing clients means that we maintain our standards of exceptional service with each individual client we have. Only in this way can we offer a service, and of course, a saving that you would be happy to recommend.


Following a company sale, I recently received a large US dollar amount. Although my natural inclination was to let my clearing bank deal convert it into sterling, I soon realised this would present two problems. Firstly, the rate charged would be uncompetitive and secondly it would be difficult to speak to a knowledgeable person to ensure everything went smoothly. All enquiries at my clearing bank led to a long queue in a call centre and a different, inexperienced operator each time.

SGM-FX exceeded my expectations in both areas. The rates charged were highly competitive and transparent (with no unexpected fees). More importantly, the level of service and professional duty of care could not have been better. Being able to talk to the same professional throughout the period before and after the transaction provided a level of assurance which was not possible with the clearing bank. I not only saved thousands on the rate, but also received the correct currency in the correct account very promptly with plenty of communication along the way.

I realise there are other operators in this space who pride themselves on low rates but, as I now realise, it is the combination of professionalism, service and rate which is essential. I would therefore be happy to recommend SGM-FX to anyone with foreign currency service needs.

Thanks to everyone at SGM-FX for their help