Traditionally, recruitment companies and contractors use standard banking arrangements for their foreign currency transactions.

Without market knowledge and protection, a recruitment company or contractor sets arbitrary foreign exchange pricing for the future market trends resulting in budgetary risk.
SGM-FX enters the market on behalf of the recruitment company or contractor, acquiring the most competitive currency exchange rate.

SGM-FX will obtain the best prices by accessing the "inter-bank" market, via its multiple counterparty relationships (banks/brokers), resulting in "best execution" on pricing as SGM-FX is not tied to any bank or financial institution.